Mintgate Funding is a funding broker in Edinburg, TX, not a lender. It matches Hidalgo County, TX business requests with funding partners; partners make credit decisions and set rates and terms. A merchant cash advance is not a loan. Compensation details are set out on this page.
Mintgate Funding is a broker, not a lender
Mintgate Funding works as a small-business funding broker. It does not lend money, does not make credit decisions and does not set rates or terms. It takes a request by phone or form, discusses which funding types may fit, and matches the request with one or more funding partners.
Mintgate Funding connects you with lending partners; partners make credit decisions and set rates and terms.
Who decides on approval, pricing and terms
Each funding partner reviews a request under its own criteria and decides whether to make an offer, for how much, at what price and on what terms. No approval, amount, rate, term or funding date is promised by Mintgate Funding, and none can be.
Advances on card sales are not loans
A merchant cash advance is not a loan. It is a purchase of future receipts, collected as a share of sales or a set debit, and it is priced with a factor. Where this site discusses advances, it does so to help owners compare them with loan options in total dollars.
Where the figures on this site come from
Figures quoted on this site come from U.S. Census Bureau programs (County Business Patterns 2023, ZIP Code Business Patterns 2023, Nonemployer Statistics 2024, the American Community Survey 2020-2024 and the Building Permits Survey), each named where it is used. Worked examples use invented figures and are labeled. Nothing on the site is legal, tax or accounting advice.
Asking Mintgate about these disclosures
Phone (956) 606-4585; the listed location is on the contact page .
By Mintgate Funding · Updated